Uncategorized – Pc Tech Tricks https://pctechtricks.com Computer Tutorials, Tips and Tricks Sat, 28 Jan 2023 00:26:54 +0000 en-US hourly 1 https://wordpress.org/?v=6.5.2 https://pctechtricks.com/wp-content/uploads/2022/11/cropped-Blue-Modern-Fitness-Logo--32x32.png Uncategorized – Pc Tech Tricks https://pctechtricks.com 32 32 भारत ने अपना मोबाइल ऑपरेटिंग सिस्टम, BharOS लॉन्च किया India launches own mobile operating system, BharOS https://pctechtricks.com/what-is-bharos/ https://pctechtricks.com/what-is-bharos/#respond Sat, 28 Jan 2023 00:26:52 +0000 https://pctechtricks.com/?p=191 Read more]]> Bharat Operating System Solutions (BharOS) is an Indian operating system (OS) that has been developed by the Centre for Development of Advanced Computing (C-DAC), a research and development organization under the Ministry of Electronics and Information Technology (MeitY) of the Government of India. The main goal of BharOS is to provide an indigenous OS that can be used in government and critical infrastructure systems, as well as in devices such as smartphones, tablets, and laptops.

One of the key features of BharOS is its high level of security, which is designed to protect against cyber threats such as hacking and malware. The OS has been built with a number of security features such as secure boot, secure login, and secure data storage. It also has a built-in firewall, intrusion detection and prevention, and data encryption. The OS also supports virtualization which enables to run multiple OS on the same system.

BharOS is based on the Linux kernel and it is compatible with a wide range of hardware platforms, including x86, x86-64, and ARM. This makes it easy to deploy the OS on a variety of devices, including servers, desktops, laptops, and mobile devices. The OS is also designed to be lightweight and energy-efficient, making it suitable for use in embedded systems and IoT devices.

What is BharOS, the indigenous mobile

BharOS is designed to be highly customizable, allowing organizations to tailor the OS to meet their specific requirements. This includes the ability to add and remove features, change the user interface, and integrate with other software and hardware.

BharOS is also designed to be a low-cost alternative to proprietary OS. This is important for organizations that operate on tight budgets and need to keep costs under control. Additionally, BharOS supports open standards and protocols, which makes it easy to integrate with existing IT infrastructure.

In addition to its use in government and critical infrastructure systems, BharOS has potential applications in a wide range of industries, including healthcare, education, finance, and transportation.

BharOS India’s indigenous mobile operating system

BharOS is also designed to support Indian languages and scripts. This is important for ensuring that the OS is accessible to users who may not be fluent in English.

BharOS is also compliant with the government’s “Make in India” initiative, which aims to promote the development and manufacture of products in India. By using BharOS, organizations can support the growth of the Indian IT industry and contribute to the country’s economic development.

In conclusion, Bharat Operating System Solutions (BharOS) is an Indian operating system that has been developed by the Centre for Development of Advanced Computing (C-DAC). It is designed to provide an indigenous OS that can be used in government and critical infrastructure systems, as well as in devices such as smartphones, tablets, and laptops. It has been built with a number of security features to protect against cyber threats such as hacking and malware. BharOS is based on the Linux kernel, is compatible with a wide range of hardware platforms and is lightweight and energy-efficient. It also supports open standards and protocols, which makes it easy to integrate with existing IT infrastructure. It is also designed to support Indian languages and scripts, making it accessible to users who may not be fluent in English. It is also compliant with the government’s “Make in India” initiative, which aims to promote the development and manufacture of products in India.

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What is the official app for TTD darshan tickets? https://pctechtricks.com/ttd-mobile-app/ https://pctechtricks.com/ttd-mobile-app/#respond Sat, 28 Jan 2023 00:19:03 +0000 https://pctechtricks.com/?p=189 Read more]]> The Tirumala Tirupathi Devasthanam (TTD) is the organization that manages the Sri Venkateswara Temple, a famous Hindu temple located in the town of Tirupathi, in the state of Andhra Pradesh, India. One of the most visited religious sites in the world, the temple receives millions of devotees every year, who come to seek blessings and perform darshan (a Hindu ritual of seeing and being seen by a deity) of the Lord Venkateswara, an incarnation of Lord Vishnu.

To manage the large number of devotees and to make the darshan process more efficient, the TTD has developed an official app for booking darshan tickets. This app is called “TTD Seva Online” and it is available for download on both Android and iOS platforms.

The TTD Seva Online app allows devotees to book darshan tickets in advance, eliminating the need to stand in long queues to purchase tickets on the spot. The app also provides other services such as accommodation booking, donation, and hundi (offering box) contributions.

To use the TTD Seva Online app, devotees need to first register on the app by providing their personal details and creating a login ID and password. Once registered, they can book darshan tickets by selecting the date and time slot they prefer. The app also provides an option to book special darshan tickets such as V.I.P darshan, Divya Darshan, and Sarva Darshan.

The TTD Seva Online app also allows devotees to make payments for the darshan tickets, accommodation, and donations through various modes such as debit/credit card, net banking, and UPI. The app also provides an option to view the booking history, print the tickets, and cancel the booking if required.

In addition to the TTD Seva Online app, the TTD also provides an option to book darshan tickets through its official website, which is also easy to navigate and user-friendly. The TTD has also set up an SMS-based booking system and a call center to assist devotees with their bookings.

The TTD has also made arrangements for the senior citizens and physically challenged devotees to have special darshan through the Sarva Darshan and Divya Darshan respectively.

In conclusion, The TTD Seva Online app is the official app for booking darshan tickets for the Sri Venkateswara Temple, one of the most visited religious sites in the world. This app allows devotees to book darshan tickets in advance, eliminating the need to stand in long queues, and providing other services such as accommodation booking, donation, and hundi contributions. The app is available for download on both Android and iOS platforms and is easy to use. The TTD also provides an option to book darshan tickets through its official website, SMS-based booking system, and call center to assist devotees with their bookings. The TTD has also made arrangements for the senior citizens and physically challenged devotees to have special darshan through the Sarva Darshan and Divya Darshan respectively.

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what is the capital of sri lanka https://pctechtricks.com/what-is-the-capital-of-sri-lanka/ https://pctechtricks.com/what-is-the-capital-of-sri-lanka/#respond Sat, 28 Jan 2023 00:16:49 +0000 https://pctechtricks.com/?p=187 Read more]]> Sri Lanka is a small island nation located in the Indian Ocean, south of India. The capital of Sri Lanka is Sri Jayawardenepura Kotte, also known simply as Kotte.

Sri Jayawardenepura Kotte is a suburb located in the Western Province of Sri Lanka and is considered part of the Colombo metropolitan area. The city was made the capital of Sri Lanka in 1978, after the previous capital, Colombo, had become overcrowded and congested. The move was intended to ease the pressure on Colombo and to promote the development of other areas of the country.

Kotte was chosen as the new capital due to its strategic location and its proximity to the international airport, the port, and the main commercial and industrial centers of the country. The city is situated on a strategic point on the main road and rail network, connecting it to the rest of the country.

The city of Kotte is home to many important government buildings and institutions, including the Presidential Secretariat, the Parliament of Sri Lanka, and the Supreme Court. It also houses many other important buildings, such as the Sri Lanka Foundation Institute, the Sri Lanka Institute of Development Administration, and the National Institute of Education.

In addition to its government and administrative functions, Kotte is also an important cultural center. The city is home to many temples, including the Sri Kalyani Yogaswami Temple, the Sri Subramaniar Temple, and the Sri Sudarmarama Temple. The city also has a rich history, with many ancient Buddhist temples and shrines located nearby.

Despite being the capital of Sri Lanka, Kotte remains a relatively small city, with a population of around 100,000 people. Despite this, it has grown rapidly in recent years, and continues to expand as more and more people move to the city in search of employment and better living conditions.

The city of Kotte is also known for its beautiful parks and gardens, including the Parliament Park and the Independence Square. The city also has many modern amenities, such as shopping centers, restaurants, and hotels, making it a popular destination for tourists.

Despite its many advantages, Kotte has also faced some challenges in recent years. One of the biggest challenges has been the rapid urbanization and the accompanying pollution, which has led to health and environmental problems. Additionally, the city has struggled with traffic congestion and a lack of affordable housing.

Despite these challenges, the city of Kotte is an important symbol of the development and progress of Sri Lanka. It is a testament to the country’s ability to overcome obstacles and to move forward as a united and prosperous nation. As the capital of Sri Lanka, Kotte is the political, administrative and cultural heart of the island and it continues to play a vital role in the future development of the country.

In conclusion, Sri Jayawardenepura Kotte is the capital of Sri Lanka and it is located in the Western Province of the country. The city was made the capital in 1978 as the previous capital, Colombo, had become overcrowded and congested. The city is home to many important government buildings and institutions, including the Presidential Secretariat, the Parliament of Sri Lanka, and the Supreme Court. It also houses many other important buildings, such as the Sri Lanka Foundation Institute, the Sri Lanka Institute of Development Administration, and the National Institute of Education. Despite being small, it continues to grow, providing many modern amenities, beautiful parks and gardens, and rich cultural history.

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who was the founder of sikh religion https://pctechtricks.com/who-was-the-founder-of-sikh-religion/ https://pctechtricks.com/who-was-the-founder-of-sikh-religion/#respond Sat, 28 Jan 2023 00:13:40 +0000 https://pctechtricks.com/?p=185 Read more]]> Guru Nanak was the founder of the Sikh religion and is considered the first of the ten Sikh Gurus. He was born in 1469 in the village of Talwandi, now known as Nankana Sahib, in the Punjab region of present-day Pakistan. He is considered one of the greatest religious and spiritual leaders in Indian history.

Guru Nanak’s teachings were based on the belief in one God and the rejection of the caste system and idol worship. He advocated for the equality of all people, regardless of their religion, caste, or gender. He also emphasized the importance of truthful living, hard work, and sharing one’s wealth with others.

In his lifetime, Guru Nanak traveled extensively throughout India, Pakistan, and the Middle East, spreading his message of love, equality, and devotion to God. He established many centers of worship and learning, known as gurudwaras, which continue to be an important part of the Sikh faith today.

One of the most important aspects of Guru Nanak’s teachings was his emphasis on the importance of the Guru-shishya (teacher-student) relationship. He believed that spiritual growth and enlightenment could only be achieved through the guidance of a spiritual teacher, who would help the student to understand the nature of God and the path to salvation.

Guru Nanak’s teachings were also heavily influenced by the Bhakti movement, which emphasized devotion to God as the path to spiritual fulfillment. He taught that the ultimate goal of life was to become one with God, and that this could be achieved through meditation, prayer, and selfless service to others.

Guru Nanak’s teachings were not just limited to spiritual matters; he was also deeply concerned with social justice and the welfare of society. He spoke out against the caste system and the oppression of the lower classes, and advocated for the rights of the poor and marginalized.

Guru Nanak passed away in 1539, but his legacy lives on through the Sikh religion, which has millions of followers around the world. His teachings continue to inspire people to lead lives of compassion, service, and devotion to God.

Guru Nanak’s message was universal, it is not restricted to any particular religion, caste, or race. He advocated for the equality of all people and emphasized the importance of living a truthful, hardworking, and compassionate life. His emphasis on the guru-shishya relationship and the path of devotion to God continue to be central to the Sikh faith today. Guru Nanak’s teachings have also had a profound impact on the broader world, helping to inspire social justice movements, and promoting a deeper understanding of the human condition. His message of love and equality still resonates strongly with people of all backgrounds, making him a truly universal figure.

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Is it good to read books on laptop? https://pctechtricks.com/is-it-good-to-read-books-on-laptop/ https://pctechtricks.com/is-it-good-to-read-books-on-laptop/#respond Sat, 28 Jan 2023 00:10:08 +0000 https://pctechtricks.com/?p=182 Read more]]> Reading books on a laptop can be a convenient and efficient way to access a wide variety of literature. Many popular e-book formats can be read on laptops, including PDFs, ePubs, and Kindle books, among others. This means that you have access to a vast library of books that can be downloaded and read at any time, without needing to physically purchase or carry them. Additionally, laptops have the ability to change font size, background color, and even adjust the layout of the book, which can be helpful for those with visual impairments or for those who prefer a certain reading style.

Reading books on a laptop can also be more cost-effective than buying physical books. Many e-books are priced lower than their physical counterparts, and there are also a variety of free e-books available online. Additionally, e-books take up no physical space, which can be a bonus for those with limited storage.

One downside to reading books on a laptop is that the blue light emitted from the screen can be harmful to your eyes, especially if you read for long periods of time. This can cause eye strain, fatigue and even insomnia. To mitigate this effect you can use a blue light filter software or apps that can be downloaded, which can help to reduce the amount of blue light emitted by the screen. Also, some laptops have built-in blue light filters that can be adjusted.

Another downside to reading on a laptop is that it can be more distracting than reading a physical book. Many laptops have internet access, which can make it easy to get sidetracked by social media, email, or other online distractions. To minimize these distractions, you can use apps or software that blocks these distractions while you read, or you can also use a separate device specifically for reading.

Additionally, reading on a laptop can be less comfortable than reading a physical book. Laptops are designed for typing and other tasks, so they may not be as ergonomic as a book. This can lead to discomfort or even pain in the neck, shoulders, and back. To mitigate this, you can use a separate device specifically for reading, like a tablet or e-reader, which are designed to be held and read for long periods of time.

In summary, reading books on a laptop can be a convenient and efficient way to access a wide variety of literature. However, there are also some downsides to consider, such as the potential for eye strain and insomnia due to blue light emissions, the risk of distractions, and the lack of comfort compared to reading a physical book. To mitigate these downsides, you can use a separate device specifically for reading, like a tablet or e-reader, use blue light filter software or apps, or use apps or software that blocks online distractions.

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How do I read a PDF like a book on my computer? https://pctechtricks.com/read-a-pdf-like-a-book-on-my-computer/ https://pctechtricks.com/read-a-pdf-like-a-book-on-my-computer/#respond Sat, 28 Jan 2023 00:07:44 +0000 https://pctechtricks.com/?p=180 Read more]]> Reading a PDF like a book on a computer can be done by using a PDF reader software that has a “book view” or “continuous view” mode. This mode allows the reader to scroll through the document in a continuous flow, simulating the experience of reading a physical book.

One popular option for reading PDFs like a book on a computer is Adobe Acrobat Reader DC. This is a free software that can be downloaded from the Adobe website. Once installed, you can open any PDF document and switch to the “book view” mode by clicking on the “View” menu and then selecting “Page Display” and then “Two-Up Continuous” . This will display two pages side by side on the screen, allowing you to scroll through the document in a continuous flow. Additionally, Adobe Acrobat Reader DC also has a feature called “Reading Mode” which will allow you to read the PDF in a more comfortable way, by removing the menu, toolbar and other distractions.

Another option is Foxit PDF reader. It’s a free software that can be downloaded from the Foxit website. Once installed, you can open any PDF document and switch to the “book view” mode by clicking on the “View” menu and then selecting “Continuous” . This will display the pages in a continuous flow, and allows you to scroll through the document like a book. Foxit PDF reader also has a feature called “Reading Mode” which will allow you to read the PDF in a more comfortable way, by removing the menu, toolbar and other distractions.

You can also use third-party software such as Calibre, which is a free and open-source e-book management software that can be used to read e-books in a variety of formats, including PDFs. It has a simple and easy to use interface and also allows you to organize your e-books, convert them to different formats, and sync them with e-readers like the Kindle or Kobo. Calibre also offers a feature called “Full Screen View” which will allow you to read the PDF in a more comfortable way, by removing the menu, toolbar and other distractions.

Another option is Sumatra PDF reader, it’s a free and lightweight software that can be downloaded from the Sumatra website. Once installed, you can open any PDF document and switch to the “book view” mode by clicking on the “View” menu and then selecting “Facing” . This will display two pages side by side on the screen, allowing you to scroll through the document in a continuous flow. Sumatra PDF reader also has a feature called “Full Screen View” which will allow you to read the PDF in a more comfortable way, by removing the menu, toolbar and other distractions.

In summary, there are many ways to read a PDF like a book on your computer. You can use a PDF reader software that has a “book view” or “continuous view” mode, such as Adobe Acrobat Reader DC, Foxit PDF reader, Calibre, and Sumatra PDF reader, to name a few. By using these software, you can easily read PDFs in a more comfortable and immersive way, simulating the experience of reading a physical book.

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What is the best book reader for PC? https://pctechtricks.com/best-book-reader-for-pc/ https://pctechtricks.com/best-book-reader-for-pc/#respond Sat, 28 Jan 2023 00:04:35 +0000 https://pctechtricks.com/?p=178 Read more]]> Choosing the best book reader for PC can be a difficult task as there are many options available. However, with a little research and consideration, you can find the perfect reader that fits your needs.

One of the most popular book readers for PC is the Amazon Kindle for PC. This is a free app that allows you to read Kindle books on your computer. It has a clean, simple interface and offers many of the same features as the Kindle e-reader, such as adjustable text size and the ability to highlight text. Additionally, the Kindle for PC app also allows you to purchase and download books directly from the Kindle store, giving you access to a vast library of e-books.

Another popular option is Adobe Digital Editions. This is a free app that can be used to read e-books in the ePub format. It offers features like annotation, bookmarks and syncing your library across multiple devices. This app also allows you to borrow e-books from libraries, which is a great option if you want to save money on buying books.

Calibre is another great option, it’s a free and open-source e-book management software that can be used to read e-books in a variety of formats. It has a simple and easy to use interface and also allows you to organize your e-books, convert them to different formats, and sync them with e-readers like the Kindle or Kobo. This is great for users who have a large collection of e-books and want to be able to organize and manage them easily.

Moon+ Reader is a free android app that can be used to read e-books on PC, it has a lot of customization options for reading experience, also has built-in support for various ebook format and cloud storage. The app offers a wide range of customization options to allow you to tailor your reading experience to your preferences.

Ultimately, the best book reader for PC will depend on the specific needs and preferences of the individual. Some people may prefer a more basic reader with a simple interface while others may want a more advanced reader with more features. It’s important to consider what features are important to you, such as annotation, syncing, and format support. Additionally, consider the cost of the reader and the cost of books, if you’re looking to save money, it’s best to look for free or low-cost options. By considering all of these factors, you can find the perfect book reader for your PC.

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Top 5 Secure Computing Tips 2023 https://pctechtricks.com/top-5-secure-computing-tips/ https://pctechtricks.com/top-5-secure-computing-tips/#respond Tue, 06 Dec 2022 05:32:03 +0000 https://pctechtricks.com/?p=151 Read more]]> Top 5 Secure Computing Tips : Then still We have heard of many instances of computer viruses, malware, hacking, software cracking, etc., so today I’ll tell you some suggestions on computer security to protect your computer or laptop from attacks from these threats. Simply take the following actions:

Let’s begin with computer security advice to safeguard your system’s data – Top 5 Secure Computing Tips

Top 5 Secure Computing Tips
Top 5 Secure Computing Tips 2023

Employ a firewall

A firewall is a piece of software that controls how your computer connects to the Internet (outgoing and incoming). I’d like to suggest avast Firewall because it’s free and simple to use. One suggestion for computer security that I want to make in this piece is to simply use a firewall.

Virus protection – Top 5 Secure Computing Tips

There are numerous benefits to using antivirus software, but some people choose not to use one or, if they do, have not updated it since their licence has expired. However, there are some excellent free antivirus options. To safeguard and keep a computer secure, one needs to install antivirus software.

System Software Updates

Every day, new flaws are discovered in software and operating systems like Windows. Therefore, one should always update their software. It’s important to keep your installed software up to date because doing so will prevent hackers Top 5 Secure Computing Tips 2023 from entering into your system and because it’s been said that any updated programme runs without a hitch.

Use Difficult Passwords

There are several programmes that will try all possible combinations to crack your password; this is known as the bruteforce method, and users like you and I use too weak passwords that are very easy to detect for hackers. If your secret phrase (password) just has four or five characters, it will be simple to figure out.

If your password has 8 or 9 characters and incorporates special characters, numbers, and letters, it gets more difficult to guess.

There are numerous tools available online to check the strength of your password. Everyone should take into consideration this crucial piece of computer security advice.

Use a completely unique password

The most frequent error people make is using the same password across the internet. Yes, it can be very difficult to remember multiple passwords for each account, but it is highly recommended to use separate passwords for each account.

Watch out Users

Last but not least, avoid getting hacked, always use caution when browsing the internet, and don’t download and install anything and everything on your computer or laptop. Always verify the software system’s and websites’ origins before using them to download programmes. Avoid being foolish so that novice hackers cannot harm you (while serious and skilled hackers will not have any interest to hack you)

I hope you found this information interesting.

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How to Protect Yourself Against Router Hacking 2023 https://pctechtricks.com/how-to-protect-yourself-against-router-hacking/ https://pctechtricks.com/how-to-protect-yourself-against-router-hacking/#respond Tue, 06 Dec 2022 05:24:15 +0000 https://pctechtricks.com/?p=146 Read more]]> How to Protect Yourself Against Router Hacking : Nowadays, anything digital is vulnerable to hacking. The majority of individuals are now aware of the risks and take proactive steps to protect themselves when using the internet, but protecting the Wi-Fi router is still not a top priority for most.

The causes may range from ignorance to carelessness, but your home router’s security is crucial because it is the main point of entry for hackers attempting to break into your system. Here are some quick tips to increase the security of your Wi-Fi router against hack assaults now that you know How to Increase Your Wi-Fi Speed by Choosing the Correct Wi-Fi Channel.

How to Protect Yourself Against Router Hacking
How to Protect Yourself Against Router Hacking

Let’s Begin With Steps To Prevent Hacking Of Your Wi-Fi Router

Activate WPA2 (Wi-Fi Protected Access).

Anyone who now has or plans to purchase a router should start by doing this.

It offers encryption for your PC, and residential networks often use its variation WPA-PSK.

We assure you that WEP security, also known as wired equivalent privacy security, is no better than zero security for those who use outdated routers.

Utilize a Secure Password – How to Protect Yourself Against Router Hacking

System access is granted via a variety of password types. A password can consist of any of the following types of characters:

  • Passwords made up entirely of letters.
  • Passwords made up entirely of numbers.
  • Only special character-based passwords.
  • Use of alphabetic and numeric passwords.
  • Use just letters and special characters in your passwords.
  • Only using numbers and special characters in passwords.
  • Passwords that include letters, numbers, and special characters.

Make a reliable SSID network name.

Avoid using D-Link or Netgear as the router’s default network name. Hackers can access your network with the majority of the necessary tools How to Protect Yourself Against Router Hacking merely by knowing your SSID’s default name.

OFFSET UPnP

Your router may be exposed and a potential target for hackers due to the Universal Plug and Play protocol (UPnP), which is designed to make connections with nearby devices simple (results could be DoS attacks as well). Although not all routers are vulnerable to UPnP abuse, why take the chance?

Your router’s firewall

Use it if you have it. The router’s built-in security system conceals it to some extent from vision of hackers. A “stealth mode” firewall is also included with modern routers.

I hope you found this information interesting.

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How to take loan from mobile phone https://pctechtricks.com/how-to-take-loan-from-mobile/ https://pctechtricks.com/how-to-take-loan-from-mobile/#respond Tue, 22 Nov 2022 21:11:48 +0000 https://pctechtricks.com/?p=61 Read more]]> How to take loan from mobile phone: Nowadays people need money for their needs. For which they need such a medium that can fulfill the need of money immediately. Loan is a better option for the need of money. Loan can be taken from mobile without going anywhere to take loan. Many types of loans can be taken through mobile.

Taking loan from mobile is sometimes the solution to the problem related to the need of money. If there is a sudden need for a loan, the loan can be taken through mobile. How to take loan from mobile in this article? And many important things related to mobile loan have been told which gives proper information regarding mobile loan.

Taking loan from mobile to meet your needs in the form of loan is called mobile loan. In which the loan is applied from mobile. Loan can be given through online service of finance company or bank using mobile app from mobile itself.

Many types of loans can be taken in the form of loan from mobile. Like – Home Loan, Car Loan, Shop Loan, Personal Loan, Property Loan, Gold Loan, Education Loan etc.
Documents required for mobile loan

loan from mobile
loan from mobile

Documents required for mobile loan

Some documents are required to take a loan from mobile, which have to be submitted while applying for the loan. The documents required for the loan are as follows:

  1. pan card
  2. Aadhar card
  3. Passport
  4. driving license
  5. as address proof
  6. residential certificate
  7. as salary proof
  8. Salary Slip (last 3 months)
  9. Bank statement (last 3 months)

Eligibility for taking loan from mobile

To take a loan from mobile, one has to fulfill certain qualifications which are necessary for the loan. Loan is approved only on the basis of loan eligibility. Some of the eligibility criteria for availing a mobile loan are as follows:

  1. Must be a citizen of India for the loan.
  2. Receives every month’s salary in the bank.
  3. Age should be minimum 21 years and maximum 55 years.
  4. The borrower should have salary account proof.
  5. Mobile number should be linked with Aadhaar.
  6. You provide the facility of loan app wherever the borrower lives.
  7. PAN card, Aadhaar card, bank statement of the borrower.

Advantages of Mobile Loan

There are many benefits of taking loan from mobile. Because of which you can take loan from mobile. The advantages of mobile loan are as follows:

  1. Mobile loan Loan can be easily obtained with the help of mobile sitting at home without going anywhere.
  2. Loan up to 5 lakh can be availed through mobile loan.
  3. Through mobile loan, loan can also be obtained from Aadhaar card and PAN card. Many times loan is also available without income proof, without security and without guarantee.Fees and charges for taking loan from mobile There are some fees and charges for taking loan from mobile, which have to be paid on taking loan from mobile. Some of the mobile loan fees and charges are as follows: processing fee The processing fee for taking loan from mobile is around 2% to 5%. Rate of interest On taking a loan, interest is charged from 20% to 36% of the loan. The interest depends on the credit score of the loan. GST GST on the loan is basically up to 18% of all fees and charges. Penalty The penalty depends on whether the EMI is paid on time or not. If the loan is not repaid on time, there is a penalty on the loan. extra fees There are some extra fees and charges for taking loan from mobile. When the loan amount is deposited, some extra charges are levied on the basis of debit card, wallet, UPI, etc. Information based on interest on taking loan from mobile On taking a loan from mobile, some interest is charged on the loan, which can vary many times, but basically the interest on the loan is up to 20%. Let us know how the loan based interest rate is applied from mobile. For example, if a loan of one lakh is taken, then the processing fee will be 5% and GST will be Rs 5,900. Whose payment time will be 12 months, then up to Rs 94100 can come in the account. If interest is charged on this amount at 20%, it will be Rs 20000 which will be given for 12 months. Thus the total deposit amount will be Rs.120000 and the expenditure will be around Rs.26000. It may also be different.
  4. If the borrower does any job then he can take the loan.
  5. If needed, loan can be availed instantly from mobile.
  6. Time available for repayment of loan amount is 3 months to 36 months.
  7. No matter where you live, you can apply for a loan with the help of mobile.
  8. Mobile Loan Loan can be availed through 100% digital paperless process.
  9. No other prepayment has to be made before loan repayment.
  10. If the payments are made on time, the loan can be limited and the credit score also increases.
  11. Applications issued for loan from mobile are approved by RBI and registered with NBFC.

Along with the benefits of mobile loan, it should also be kept in mind that the interest rate on these loans is 36% per annum. If the loan is taken for the first time, then the loan is less but gradually it can be increased if the loan is deposited on time.

How to take loan from mobile

If there is a need for a loan suddenly or when necessary, then the problem of money can be solved by taking a loan from mobile. The problem of money can be overcome by applying online for loan from mobile.

Loan can be applied for loan through loan app through internet connection from mobile. All types of loans such as business loan, home loan, personal loan, two wheeler loan, car loan etc. can be availed in the form of loan from mobile.
How to take loan from mobile:

  1. To take loan from mobile, first install Navi loan app on mobile.
  2. After installing the loan app, create your account on the app.
  3. On creating an account in the loan app, submit your personal information and bank account information in the app.
  4. After completing your KYC details in the loan app, upload the required documents for the loan.
  5. After uploading the documents, Esign with the help of OTP to get the loan offer.
  6. Now get EMI Auto Debit approval for NACH approval.
  7. After all these procedures, when the loan is approved, the loan amount is transferred to the bank account.

Information related to mobile app

  • Mobile Loan App Estimated Loan Amount Estimated Interest Rate App Rating
  • Pay Sense Rs 5000 to Rs 5 lakh 1.08% to 12.33% 4.3
  • Money Tap Rs.3000 to Rs.5 lakh 1.08% to 12.03% 4.8
  • Rich (Dhani) Rs 1000 to Rs 15 lakh 1% to 13.17% 3.9
  • Google Pay Rs 1000 to Rs 5 lakh 1.33% to 12.50% 4.2
  • India Lends Rs 1000 to Rs 15 lakh 2% to 3% 4.5

How to apply online loan from mobile

One can apply for loan from mobile while sitting at home. To take a loan, one has to go to the official website of mobile and click on the loan option there and choose the type of loan to be taken and follow the further process. The form given for the loan has to be filled with your correct information.

After that, you have to download the required documents that have been asked, before that check your eligibility and also find out other information correctly. Submit the form after filling all the information, there is a submit option on that page, it has to be clicked. The registered number related to the loan comes. After all these processes are completed, the bank checks your documents and eligibility. If you are eligible for the loan, the loan is transferred quickly.

FAQ about How to take loan from mobile phone

Does the app have to be installed in the mobile to avail loan from mobile?

Yes, to avail loan from mobile, the app has to be installed in the mobile.

Is it safe to take loan from mobile?

Taking loan from mobile is safe if the app is registered by RBI.

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